YEARLY HIGH
515.3469 BIF
YEARLY LOW
432.9263 BIF
YEARLY AVERAGE
492.8946 BIF

2014 PLN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PLN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 1, valuing the pair at 515.3469. Conversely, the yearly low was recorded on December 27, dropping to 432.9263.

This high-to-low spread represents a total annual volatility of 82.4206 BIF. From a start-to-finish perspective, comparing the January average rate of 505.4045 to the December average rate of 455.3192, the exchange rate registered a net change of -9.91% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 515.3469 was down 0.05% compared to the 2013 peak of 515.6216, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 10,306,938 BIF
2013 Average 9,814,258 BIF
Yearly Trough Low 8,658,526 BIF
Transaction Impact: A difference of 1,648,412.67 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

516.8628
449.7244
JanuMarcMayJulySeptNove

PLN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 508.7044, compared to 477.0847 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 31.6197 points.

H1 Avg (Jan–Jun) 508.7044
H2 Avg (Jul–Dec) 477.0847

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 35.8205 BIF (High: 468.7468 / Low: 432.9263). On the other end, April was the most stable month, with a tight range of 6.5736 BIF (High: 515.1294 / Low: 508.5558).

December Spread (Volatile) ±35.8205
April Spread (Stable) ±6.5736

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 15.4329 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -15.4329

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 511.1626) against the same month in 2013 (average: 485.8466), the exchange rate shifted by +25.3159 (+5.21%).

2014 Avg (March) 511.1626
2013 Avg (March) 485.8466

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 512.1113 492.7751 505.4045
February 515.1858 491.9236 507.4206
March 515.3469 506.1323 511.1626
April 515.1294 508.5558 511.2679
May 513.9531 505.0849 508.4626
June 514.0787 502.3833 508.5082
July 512.3850 494.2080 506.0475
August 496.3850 481.0757 492.0397
September 485.0081 468.5859 476.6068
October 475.5584 458.8574 469.9257
November 467.0964 458.1556 462.5694
December 468.7468 432.9263 455.3192