YEARLY HIGH
5.8621 PHP
YEARLY LOW
5.4420 PHP
YEARLY AVERAGE
5.6306 PHP

2021 SVC to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SVC to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 5.8621. Conversely, the yearly low was recorded on June 7, dropping to 5.4420.

This high-to-low spread represents a total annual volatility of 0.4201 PHP. From a start-to-finish perspective, comparing the January average rate of 5.4918 to the December average rate of 5.7494, the exchange rate registered a net change of 4.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.8621 was down 0.89% compared to the 2020 peak of 5.9149, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 29,311 PHP
2020 Average 28,348 PHP
Yearly Trough Low 27,210 PHP
Transaction Impact: A difference of 2,100.44 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.8282
5.4406
JanuMarcMayJulySeptNove

SVC to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.5122, compared to 5.7490 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2368 points.

H1 Avg (Jan–Jun) 5.5122
H2 Avg (Jul–Dec) 5.7490

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.2210 PHP (High: 5.8310 / Low: 5.6100). On the other end, March was the most stable month, with a tight range of 0.0436 PHP (High: 5.5672 / Low: 5.5236).

July Spread (Volatile) ±0.2210
March Spread (Stable) ±0.0436

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0639 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0639

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 5.7494) against the same month in 2020 (average: 5.4947), the exchange rate shifted by +0.2547 (+4.64%).

2021 Avg (December) 5.7494
2020 Avg (December) 5.4947

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.5253 5.4447 5.4918
February 5.5987 5.4770 5.5186
March 5.5672 5.5236 5.5480
April 5.5654 5.5112 5.5368
May 5.5148 5.4480 5.4729
June 5.5778 5.4420 5.5048
July 5.8310 5.6100 5.7203
August 5.7973 5.5789 5.7368
September 5.8441 5.6833 5.7372
October 5.8139 5.7507 5.7959
November 5.7975 5.6918 5.7542
December 5.8621 5.6617 5.7494