YEARLY HIGH
6.7852 PHP
YEARLY LOW
6.3103 PHP
YEARLY AVERAGE
6.5721 PHP

2025 SVC to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SVC to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 6.7852. Conversely, the yearly low was recorded on May 10, dropping to 6.3103.

This high-to-low spread represents a total annual volatility of 0.4749 PHP. From a start-to-finish perspective, comparing the January average rate of 6.6809 to the December average rate of 6.7246, the exchange rate registered a net change of 0.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 6.7852 was down 0.10% compared to the 2024 peak of 6.7922, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 33,926 PHP
2024 Average 32,746 PHP
Yearly Trough Low 31,552 PHP
Transaction Impact: A difference of 2,374.49 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

6.7679
6.3145
JanuMarcMayJulySeptNove

SVC to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.5273, compared to 6.6169 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0897 points.

H1 Avg (Jan–Jun) 6.5273
H2 Avg (Jul–Dec) 6.6169

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.2394 PHP (High: 6.6994 / Low: 6.4600). On the other end, November was the most stable month, with a tight range of 0.0615 PHP (High: 6.7574 / Low: 6.6958).

August Spread (Volatile) ±0.2394
November Spread (Stable) ±0.0615

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1431 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.1431

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 6.7246) against the same month in 2024 (average: 6.6793), the exchange rate shifted by +0.0453 (+0.68%).

2025 Avg (December) 6.7246
2024 Avg (December) 6.6793

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.7446 6.6283 6.6809
February 6.7465 6.5740 6.6289
March 6.6272 6.5381 6.5650
April 6.5762 6.3726 6.4953
May 6.4014 6.3103 6.3523
June 6.5552 6.3574 6.4412
July 6.6622 6.4282 6.5007
August 6.6994 6.4600 6.5299
September 6.6698 6.4769 6.5481
October 6.7476 6.6148 6.6681
November 6.7574 6.6958 6.7301
December 6.7852 6.6821 6.7246