2014 TJS to GHS Historical Review

YEARLY HIGH

0.7785 GHS

YEARLY LOW

0.4899 GHS

YEARLY AVERAGE

0.6158 GHS

2014 TJS to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the TJS to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 0.7785. Conversely, the yearly low was recorded on January 4, dropping to 0.4899.

This high-to-low spread represents a total annual volatility of 0.2886 GHS. From a start-to-finish perspective, comparing the January average rate of 0.4992 to the December average rate of 0.6223, the exchange rate registered a net change of 24.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.7785 was up 56.51% compared to the 2013 peak of 0.4974, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TJS based on timing:

Yearly Peak High 3,892 GHS

2013 Average 2,168 GHS

Yearly Trough Low 2,450 GHS

Transaction Impact: A difference of 1,442.82 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.7544

0.4760

JanuMarcMayJulySeptNove

TJS to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5595, compared to 0.6721 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1127 points.

H1 Avg (Jan–Jun) 0.5595

H2 Avg (Jul–Dec) 0.6721

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.1108 GHS (High: 0.7645 / Low: 0.6537). On the other end, October was the most stable month, with a tight range of 0.0144 GHS (High: 0.6535 / Low: 0.6390).

September Spread (Volatile) ±0.1108

October Spread (Stable) ±0.0144

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0689 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0689

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 0.7312) against the same month in 2013 (average: 0.4431), the exchange rate shifted by +0.2881 (+65.01%).

2014 Avg (August) 0.7312

2013 Avg (August) 0.4431

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5113	0.4899	0.4992
February	0.5347	0.4987	0.5191
March	0.5607	0.5291	0.5398
April	0.5839	0.5563	0.5720
May	0.6146	0.5740	0.5937
June	0.6634	0.6079	0.6330
July	0.7117	0.6594	0.6827
August	0.7785	0.6796	0.7312
September	0.7645	0.6537	0.7157
October	0.6535	0.6390	0.6468
November	0.6489	0.6261	0.6342
December	0.6312	0.6147	0.6223