2020 TJS to GHS Historical Review

YEARLY HIGH

0.5895 GHS

YEARLY LOW

0.5138 GHS

YEARLY AVERAGE

0.5567 GHS

2020 TJS to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TJS to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.5895. Conversely, the yearly low was recorded on November 12, dropping to 0.5138.

This high-to-low spread represents a total annual volatility of 0.0757 GHS. From a start-to-finish perspective, comparing the January average rate of 0.5831 to the December average rate of 0.5181, the exchange rate registered a net change of -11.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5895 was down 61.70% compared to the 2019 peak of 1.5392, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TJS based on timing:

Yearly Peak High 2,948 GHS

2019 Average 2,828 GHS

Yearly Trough Low 2,569 GHS

Transaction Impact: A difference of 378.55 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5896

0.5116

JanuMarcMayJulySeptNove

TJS to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5660, compared to 0.5475 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0185 points.

H1 Avg (Jan–Jun) 0.5660

H2 Avg (Jul–Dec) 0.5475

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.0513 GHS (High: 0.5651 / Low: 0.5138). On the other end, August was the most stable month, with a tight range of 0.0025 GHS (High: 0.5607 / Low: 0.5582).

November Spread (Volatile) ±0.0513

August Spread (Stable) ±0.0025

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0396 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0396

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.5831) against the same month in 2019 (average: 0.5196), the exchange rate shifted by +0.0635 (+12.22%).

2020 Avg (January) 0.5831

2019 Avg (January) 0.5196

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5895	0.5674	0.5831
February	0.5674	0.5486	0.5549
March	0.5867	0.5562	0.5680
April	0.5693	0.5572	0.5645
May	0.5675	0.5601	0.5635
June	0.5651	0.5605	0.5620
July	0.5642	0.5581	0.5605
August	0.5607	0.5582	0.5595
September	0.5624	0.5591	0.5606
October	0.5646	0.5612	0.5629
November	0.5651	0.5138	0.5233
December	0.5270	0.5156	0.5181