YEARLY HIGH
85.4301 BDT
YEARLY LOW
83.9337 BDT
YEARLY AVERAGE
84.8458 BDT

2020 TMT to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TMT to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on May 12, valuing the pair at 85.4301. Conversely, the yearly low was recorded on March 29, dropping to 83.9337.

This high-to-low spread represents a total annual volatility of 1.4964 BDT. From a start-to-finish perspective, comparing the January average rate of 84.8420 to the December average rate of 84.7945, the exchange rate registered a net change of -0.06% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 85.4301 was up 0.55% compared to the 2019 peak of 84.9639, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TMT based on timing:

Yearly Peak High 427,150 BDT
2019 Average 422,000 BDT
Yearly Trough Low 419,668 BDT
Transaction Impact: A difference of 7,482.06 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

84.9713
84.7725
JanuMarcMayJulySeptNove

TMT to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 84.8901, compared to 84.8015 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0886 points.

H1 Avg (Jan–Jun) 84.8901
H2 Avg (Jul–Dec) 84.8015

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.1649 BDT (High: 85.0985 / Low: 83.9337). On the other end, June was the most stable month, with a tight range of 0.1596 BDT (High: 84.9804 / Low: 84.8209).

March Spread (Volatile) ±1.1649
June Spread (Stable) ±0.1596

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1063 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1063

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 84.9547) against the same month in 2019 (average: 84.4063), the exchange rate shifted by +0.5484 (+0.65%).

2020 Avg (May) 84.9547
2019 Avg (May) 84.4063

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 85.3308 84.6052 84.8420
February 84.9849 84.8014 84.9173
March 85.0985 83.9337 84.8173
April 85.3204 84.2152 84.8920
May 85.4301 84.3925 84.9547
June 84.9804 84.8209 84.9175
July 84.9036 84.7092 84.8112
August 85.0338 84.5740 84.8184
September 84.9193 84.7439 84.8052
October 84.8885 84.6545 84.7891
November 84.8760 84.6840 84.7907
December 84.8348 84.6325 84.7945