YEARLY HIGH
86.4372 BDT
YEARLY LOW
84.1065 BDT
YEARLY AVERAGE
85.0724 BDT

2021 TMT to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TMT to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 86.4372. Conversely, the yearly low was recorded on May 9, dropping to 84.1065.

This high-to-low spread represents a total annual volatility of 2.3307 BDT. From a start-to-finish perspective, comparing the January average rate of 84.8134 to the December average rate of 85.7896, the exchange rate registered a net change of 1.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 86.4372 was up 1.18% compared to the 2020 peak of 85.4301, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TMT based on timing:

Yearly Peak High 432,186 BDT
2020 Average 424,227 BDT
Yearly Trough Low 420,532 BDT
Transaction Impact: A difference of 11,653.65 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

85.8959
84.6208
JanuMarcMayJulySeptNove

TMT to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 84.7671, compared to 85.3776 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6105 points.

H1 Avg (Jan–Jun) 84.7671
H2 Avg (Jul–Dec) 85.3776

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 1.0615 BDT (High: 85.1680 / Low: 84.1065). On the other end, February was the most stable month, with a tight range of 0.1795 BDT (High: 84.8511 / Low: 84.6716).

May Spread (Volatile) ±1.0615
February Spread (Stable) ±0.1795

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0514 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0514

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 85.7896) against the same month in 2020 (average: 84.7945), the exchange rate shifted by +0.9951 (+1.17%).

2021 Avg (December) 85.7896
2020 Avg (December) 84.7945

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 85.0690 84.6217 84.8134
February 84.8511 84.6716 84.7793
March 84.8383 84.4567 84.7279
April 84.9328 84.4214 84.7271
May 85.1680 84.1065 84.7714
June 84.8749 84.6432 84.7836
July 84.8943 84.5747 84.7868
August 85.3558 84.6706 84.9995
September 85.6868 85.0446 85.2866
October 85.7368 85.5184 85.6192
November 85.9492 85.6586 85.7842
December 86.4372 85.4019 85.7896