YEARLY HIGH
0.7279 AUD
YEARLY LOW
0.5709 AUD
YEARLY AVERAGE
0.6312 AUD

2020 TOP to AUD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TOP to AUD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 0.7279. Conversely, the yearly low was recorded on December 30, dropping to 0.5709.

This high-to-low spread represents a total annual volatility of 0.1570 AUD. From a start-to-finish perspective, comparing the January average rate of 0.6342 to the December average rate of 0.5808, the exchange rate registered a net change of -8.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7279 was up 13.02% compared to the 2019 peak of 0.6440, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 3,640 AUD
2019 Average 3,140 AUD
Yearly Trough Low 2,855 AUD
Transaction Impact: A difference of 784.81 AUD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6966
0.5703
JanuMarcMayJulySeptNove

TOP to AUD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6586, compared to 0.6038 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0548 points.

H1 Avg (Jan–Jun) 0.6586
H2 Avg (Jul–Dec) 0.6038

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0791 AUD (High: 0.7279 / Low: 0.6488). On the other end, October was the most stable month, with a tight range of 0.0155 AUD (High: 0.6125 / Low: 0.5970).

March Spread (Volatile) ±0.0791
October Spread (Stable) ±0.0155

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0264 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0264

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.6861) against the same month in 2019 (average: 0.6241), the exchange rate shifted by +0.0620 (+9.94%).

2020 Avg (March) 0.6861
2019 Avg (March) 0.6241

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6451 0.6233 0.6342
February 0.6626 0.6394 0.6480
March 0.7279 0.6488 0.6861
April 0.7078 0.6592 0.6797
May 0.6801 0.6529 0.6651
June 0.6501 0.6299 0.6387
July 0.6321 0.6111 0.6243
August 0.6170 0.5960 0.6087
September 0.6175 0.5989 0.6059
October 0.6125 0.5970 0.6063
November 0.6134 0.5902 0.5969
December 0.5921 0.5709 0.5808