YEARLY HIGH
3.0745 BOB
YEARLY LOW
2.8469 BOB
YEARLY AVERAGE
2.9993 BOB

2020 TOP to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TOP to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on June 9, valuing the pair at 3.0745. Conversely, the yearly low was recorded on March 23, dropping to 2.8469.

This high-to-low spread represents a total annual volatility of 0.2276 BOB. From a start-to-finish perspective, comparing the January average rate of 3.0110 to the December average rate of 3.0185, the exchange rate registered a net change of 0.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.0745 was down 1.83% compared to the 2019 peak of 3.1318, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 15,372 BOB
2019 Average 15,087 BOB
Yearly Trough Low 14,234 BOB
Transaction Impact: A difference of 1,138.17 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.0533
2.9222
JanuMarcMayJulySeptNove

TOP to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9853, compared to 3.0132 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0280 points.

H1 Avg (Jan–Jun) 2.9853
H2 Avg (Jul–Dec) 3.0132

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1428 BOB (High: 2.9896 / Low: 2.8469). On the other end, February was the most stable month, with a tight range of 0.0113 BOB (High: 2.9914 / Low: 2.9802).

March Spread (Volatile) ±0.1428
February Spread (Stable) ±0.0113

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0521 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0521

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2020: 3.0423) against the same month in 2019 (average: 3.0205), the exchange rate shifted by +0.0218 (+0.72%).

2020 Avg (June) 3.0423
2019 Avg (June) 3.0205

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.0370 2.9848 3.0110
February 2.9914 2.9802 2.9852
March 2.9896 2.8469 2.9331
April 2.9891 2.9143 2.9519
May 3.0151 2.9646 2.9884
June 3.0745 3.0090 3.0423
July 3.0484 3.0179 3.0293
August 3.0486 3.0087 3.0272
September 3.0532 2.9804 3.0228
October 2.9985 2.9679 2.9841
November 3.0159 2.9671 2.9976
December 3.0334 3.0047 3.0185