2025 TOP to BOB Historical Review

YEARLY HIGH

2.8886 BOB

YEARLY LOW

2.8178 BOB

YEARLY AVERAGE

2.8685 BOB

2025 TOP to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TOP to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 2.8886. Conversely, the yearly low was recorded on January 15, dropping to 2.8178.

This high-to-low spread represents a total annual volatility of 0.0709 BOB. From a start-to-finish perspective, comparing the January average rate of 2.8461 to the December average rate of 2.8726, the exchange rate registered a net change of 0.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.8886 was down 2.84% compared to the 2024 peak of 2.9732, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 14,443 BOB

2024 Average 14,590 BOB

Yearly Trough Low 14,089 BOB

Transaction Impact: A difference of 354.27 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.8767

2.8433

JanuMarcMayJulySeptNove

TOP to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8664, compared to 2.8705 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0040 points.

H1 Avg (Jan–Jun) 2.8664

H2 Avg (Jul–Dec) 2.8705

Volatility Range Comparison

Volatility

The most volatile month in 2025 was January, with a trading range of 0.0709 BOB (High: 2.8886 / Low: 2.8178). On the other end, May was the most stable month, with a tight range of 0.0125 BOB (High: 2.8793 / Low: 2.8667).

January Spread (Volatile) ±0.0709

May Spread (Stable) ±0.0125

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0023 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 2.8461) against the same month in 2024 (average: 2.9332), the exchange rate shifted by -0.0870 (-2.97%).

2025 Avg (January) 2.8461

2024 Avg (January) 2.9332

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8886	2.8178	2.8461
February	2.8828	2.8319	2.8672
March	2.8803	2.8393	2.8696
April	2.8801	2.8638	2.8702
May	2.8793	2.8667	2.8739
June	2.8793	2.8655	2.8716
July	2.8816	2.8598	2.8701
August	2.8814	2.8258	2.8682
September	2.8791	2.8597	2.8702
October	2.8857	2.8627	2.8717
November	2.8816	2.8618	2.8702
December	2.8809	2.8652	2.8726