2020 TOP to EUR Historical Review

YEARLY HIGH

0.4010 EUR

YEARLY LOW

0.3569 EUR

YEARLY AVERAGE

0.3810 EUR

2020 TOP to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TOP to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 11, valuing the pair at 0.4010. Conversely, the yearly low was recorded on December 17, dropping to 0.3569.

This high-to-low spread represents a total annual volatility of 0.0441 EUR. From a start-to-finish perspective, comparing the January average rate of 0.3921 to the December average rate of 0.3597, the exchange rate registered a net change of -8.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4010 was down 0.84% compared to the 2019 peak of 0.4044, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 2,005 EUR

2019 Average 1,949 EUR

Yearly Trough Low 1,784 EUR

Transaction Impact: A difference of 220.73 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4001

0.3560

JanuMarcMayJulySeptNove

TOP to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3923, compared to 0.3698 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0225 points.

H1 Avg (Jan–Jun) 0.3923

H2 Avg (Jul–Dec) 0.3698

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0184 EUR (High: 0.3891 / Low: 0.3707). On the other end, November was the most stable month, with a tight range of 0.0044 EUR (High: 0.3693 / Low: 0.3648).

July Spread (Volatile) ±0.0184

November Spread (Stable) ±0.0044

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0122 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0122

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 0.3964) against the same month in 2019 (average: 0.3901), the exchange rate shifted by +0.0063 (+1.63%).

2020 Avg (May) 0.3964

2019 Avg (May) 0.3901

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3944	0.3891	0.3921
February	0.4005	0.3891	0.3955
March	0.3922	0.3775	0.3846
April	0.3983	0.3888	0.3940
May	0.4010	0.3909	0.3964
June	0.3944	0.3878	0.3913
July	0.3891	0.3707	0.3828
August	0.3738	0.3664	0.3706
September	0.3743	0.3678	0.3714
October	0.3704	0.3633	0.3673
November	0.3693	0.3648	0.3668
December	0.3621	0.3569	0.3597