2021 TOP to EUR Historical Review

YEARLY HIGH

0.3933 EUR

YEARLY LOW

0.3574 EUR

YEARLY AVERAGE

0.3733 EUR

2021 TOP to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TOP to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 0.3933. Conversely, the yearly low was recorded on January 5, dropping to 0.3574.

This high-to-low spread represents a total annual volatility of 0.0359 EUR. From a start-to-finish perspective, comparing the January average rate of 0.3603 to the December average rate of 0.3871, the exchange rate registered a net change of 7.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3933 was down 1.92% compared to the 2020 peak of 0.4010, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 1,966 EUR

2020 Average 1,905 EUR

Yearly Trough Low 1,787 EUR

Transaction Impact: A difference of 179.55 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3912

0.3574

JanuMarcMayJulySeptNove

TOP to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3656, compared to 0.3809 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0152 points.

H1 Avg (Jan–Jun) 0.3656

H2 Avg (Jul–Dec) 0.3809

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0114 EUR (High: 0.3726 / Low: 0.3612). On the other end, December was the most stable month, with a tight range of 0.0034 EUR (High: 0.3883 / Low: 0.3849).

March Spread (Volatile) ±0.0114

December Spread (Stable) ±0.0034

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0016 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.3884) against the same month in 2020 (average: 0.3668), the exchange rate shifted by +0.0215 (+5.87%).

2021 Avg (November) 0.3884

2020 Avg (November) 0.3668

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3636	0.3574	0.3603
February	0.3646	0.3582	0.3602
March	0.3726	0.3612	0.3686
April	0.3711	0.3641	0.3673
May	0.3686	0.3630	0.3656
June	0.3766	0.3676	0.3718
July	0.3767	0.3717	0.3745
August	0.3782	0.3723	0.3753
September	0.3803	0.3741	0.3772
October	0.3874	0.3795	0.3827
November	0.3933	0.3836	0.3884
December	0.3883	0.3849	0.3871