2025 TOP to FJD Historical Review

YEARLY HIGH

0.9838 FJD

YEARLY LOW

0.9263 FJD

YEARLY AVERAGE

0.9450 FJD

2025 TOP to FJD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TOP to FJD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.9838. Conversely, the yearly low was recorded on September 16, dropping to 0.9263.

This high-to-low spread represents a total annual volatility of 0.0575 FJD. From a start-to-finish perspective, comparing the January average rate of 0.9572 to the December average rate of 0.9436, the exchange rate registered a net change of -1.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.9838 was up 1.25% compared to the 2024 peak of 0.9717, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 4,919 FJD

2024 Average 4,748 FJD

Yearly Trough Low 4,631 FJD

Transaction Impact: A difference of 287.75 FJD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.9596

0.9314

JanuMarcMayJulySeptNove

TOP to FJD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9496, compared to 0.9403 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0093 points.

H1 Avg (Jan–Jun) 0.9496

H2 Avg (Jul–Dec) 0.9403

Volatility Range Comparison

Volatility

The most volatile month in 2025 was January, with a trading range of 0.0383 FJD (High: 0.9838 / Low: 0.9455). On the other end, November was the most stable month, with a tight range of 0.0099 FJD (High: 0.9526 / Low: 0.9427).

January Spread (Volatile) ±0.0383

November Spread (Stable) ±0.0099

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0111 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0111

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.9572) against the same month in 2024 (average: 0.9482), the exchange rate shifted by +0.0090 (+0.95%).

2025 Avg (January) 0.9572

2024 Avg (January) 0.9482

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9838	0.9455	0.9572
February	0.9650	0.9502	0.9560
March	0.9754	0.9474	0.9564
April	0.9745	0.9367	0.9527
May	0.9572	0.9344	0.9415
June	0.9388	0.9277	0.9338
July	0.9467	0.9275	0.9343
August	0.9444	0.9333	0.9383
September	0.9435	0.9263	0.9353
October	0.9553	0.9352	0.9429
November	0.9526	0.9427	0.9476
December	0.9512	0.9361	0.9436