2020 TOP to FJD Historical Review

YEARLY HIGH

0.9869 FJD

YEARLY LOW

0.8925 FJD

YEARLY AVERAGE

0.9421 FJD

2020 TOP to FJD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TOP to FJD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.9869. Conversely, the yearly low was recorded on December 17, dropping to 0.8925.

This high-to-low spread represents a total annual volatility of 0.0944 FJD. From a start-to-finish perspective, comparing the January average rate of 0.9431 to the December average rate of 0.9005, the exchange rate registered a net change of -4.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.9869 was up 2.51% compared to the 2019 peak of 0.9627, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 4,934 FJD

2019 Average 4,704 FJD

Yearly Trough Low 4,462 FJD

Transaction Impact: A difference of 471.85 FJD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.9802

0.8933

JanuMarcMayJulySeptNove

TOP to FJD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9607, compared to 0.9234 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0373 points.

H1 Avg (Jan–Jun) 0.9607

H2 Avg (Jul–Dec) 0.9234

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0360 FJD (High: 0.9869 / Low: 0.9508). On the other end, August was the most stable month, with a tight range of 0.0094 FJD (High: 0.9369 / Low: 0.9276).

March Spread (Volatile) ±0.0360

August Spread (Stable) ±0.0094

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0172 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0172

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.9679) against the same month in 2019 (average: 0.9407), the exchange rate shifted by +0.0272 (+2.89%).

2020 Avg (March) 0.9679

2019 Avg (March) 0.9407

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9483	0.9384	0.9431
February	0.9591	0.9436	0.9507
March	0.9869	0.9508	0.9679
April	0.9823	0.9637	0.9730
May	0.9757	0.9623	0.9705
June	0.9744	0.9468	0.9590
July	0.9482	0.9336	0.9418
August	0.9369	0.9276	0.9330
September	0.9366	0.9183	0.9297
October	0.9260	0.9145	0.9219
November	0.9307	0.9069	0.9137
December	0.9082	0.8925	0.9005