YEARLY HIGH
3.5208 HRK
YEARLY LOW
3.2534 HRK
YEARLY AVERAGE
3.3675 HRK

2012 TOP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the TOP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 3.5208. Conversely, the yearly low was recorded on September 18, dropping to 3.2534.

This high-to-low spread represents a total annual volatility of 0.2674 HRK. From a start-to-finish perspective, comparing the January average rate of 3.3639 to the December average rate of 3.3004, the exchange rate registered a net change of -1.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 3.5208 was up 4.30% compared to the 2011 peak of 3.3755, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 17,604 HRK
2011 Average 15,262 HRK
Yearly Trough Low 16,267 HRK
Transaction Impact: A difference of 1,336.83 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

3.4640
3.2855
JanuMarcMayJulySeptNove

TOP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.3675, compared to 3.3674 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 3.3675
H2 Avg (Jul–Dec) 3.3674

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.2037 HRK (High: 3.5208 / Low: 3.3170). On the other end, April was the most stable month, with a tight range of 0.0593 HRK (High: 3.3742 / Low: 3.3149).

July Spread (Volatile) ±0.2037
April Spread (Stable) ±0.0593

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.1351 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1351

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 3.4343) against the same month in 2011 (average: 3.0875), the exchange rate shifted by +0.3468 (+11.23%).

2012 Avg (July) 3.4343
2011 Avg (July) 3.0875

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.4041 3.3008 3.3639
February 3.4492 3.3133 3.3884
March 3.4356 3.3347 3.3842
April 3.3742 3.3149 3.3483
May 3.4585 3.3006 3.3546
June 3.4055 3.3170 3.3659
July 3.5208 3.3170 3.4343
August 3.5173 3.3864 3.4492
September 3.3900 3.2534 3.3141
October 3.3594 3.2733 3.3230
November 3.4616 3.2789 3.3835
December 3.3412 3.2791 3.3004