YEARLY HIGH
3.3881 HRK
YEARLY LOW
2.9781 HRK
YEARLY AVERAGE
3.1886 HRK

2013 TOP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the TOP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 2, valuing the pair at 3.3881. Conversely, the yearly low was recorded on December 30, dropping to 2.9781.

This high-to-low spread represents a total annual volatility of 0.4100 HRK. From a start-to-finish perspective, comparing the January average rate of 3.2829 to the December average rate of 3.0004, the exchange rate registered a net change of -8.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 3.3881 was down 3.77% compared to the 2012 peak of 3.5208, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 16,940 HRK
2012 Average 16,838 HRK
Yearly Trough Low 14,891 HRK
Transaction Impact: A difference of 2,049.80 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

3.3888
2.9651
JanuMarcMayJulySeptNove

TOP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2978, compared to 3.0794 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2184 points.

H1 Avg (Jan–Jun) 3.2978
H2 Avg (Jul–Dec) 3.0794

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 0.2668 HRK (High: 3.3455 / Low: 3.0787). On the other end, December was the most stable month, with a tight range of 0.0567 HRK (High: 3.0348 / Low: 2.9781).

June Spread (Volatile) ±0.2668
December Spread (Stable) ±0.0567

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1530 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1530

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 3.3535) against the same month in 2012 (average: 3.3483), the exchange rate shifted by +0.0051 (+0.15%).

2013 Avg (April) 3.3535
2012 Avg (April) 3.3483

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3267 3.2416 3.2829
February 3.3567 3.2178 3.2829
March 3.3876 3.3017 3.3497
April 3.3881 3.3213 3.3535
May 3.3781 3.3068 3.3354
June 3.3455 3.0787 3.1824
July 3.1594 3.0630 3.1090
August 3.0984 3.0340 3.0559
September 3.1334 3.0182 3.0959
October 3.1551 3.0567 3.0975
November 3.1852 3.0226 3.1175
December 3.0348 2.9781 3.0004