YEARLY HIGH
143.7217 HUF
YEARLY LOW
126.8397 HUF
YEARLY AVERAGE
133.7675 HUF

2020 TOP to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TOP to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 3, valuing the pair at 143.7217. Conversely, the yearly low was recorded on December 17, dropping to 126.8397.

This high-to-low spread represents a total annual volatility of 16.8820 HUF. From a start-to-finish perspective, comparing the January average rate of 131.0155 to the December average rate of 129.1106, the exchange rate registered a net change of -1.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 143.7217 was up 7.67% compared to the 2019 peak of 133.4872, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 718,609 HUF
2019 Average 634,321 HUF
Yearly Trough Low 634,199 HUF
Transaction Impact: A difference of 84,410.03 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

141.6156
127.9738
JanuMarcMayJulySeptNove

TOP to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 135.5641, compared to 131.9709 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.5932 points.

H1 Avg (Jan–Jun) 135.5641
H2 Avg (Jul–Dec) 131.9709

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 13.2966 HUF (High: 140.3729 / Low: 127.0763). On the other end, December was the most stable month, with a tight range of 3.7966 HUF (High: 130.6363 / Low: 126.8397).

March Spread (Volatile) ±13.2966
December Spread (Stable) ±3.7966

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 5.1566 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -5.1566

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 140.4787) against the same month in 2019 (average: 126.0563), the exchange rate shifted by +14.4225 (+11.44%).

2020 Avg (April) 140.4787
2019 Avg (April) 126.0563

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 133.0167 128.6546 131.0155
February 135.3730 131.1090 133.4797
March 140.3729 127.0763 133.0345
April 143.7217 137.7841 140.4787
May 141.6067 136.1908 139.3322
June 138.5490 134.0564 136.0440
July 137.9501 127.9299 134.4036
August 132.2441 127.4326 129.2469
September 136.6909 131.9237 133.8630
October 135.5851 130.1662 133.1138
November 135.3764 130.8403 132.0876
December 130.6363 126.8397 129.1106