YEARLY HIGH
1.9769 PLN
YEARLY LOW
1.6170 PLN
YEARLY AVERAGE
1.6809 PLN

2024 TOP to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the TOP to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1.9769. Conversely, the yearly low was recorded on August 24, dropping to 1.6170.

This high-to-low spread represents a total annual volatility of 0.3598 PLN. From a start-to-finish perspective, comparing the January average rate of 1.7066 to the December average rate of 1.7026, the exchange rate registered a net change of -0.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 1.9769 was up 3.23% compared to the 2023 peak of 1.9150, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 9,884 PLN
2023 Average 8,887 PLN
Yearly Trough Low 8,085 PLN
Transaction Impact: A difference of 1,799.23 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

1.7130
1.6354
JanuMarcMayJulySeptNove

TOP to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6884, compared to 1.6733 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0151 points.

H1 Avg (Jan–Jun) 1.6884
H2 Avg (Jul–Dec) 1.6733

Volatility Range Comparison

Volatility

The most volatile month in 2024 was January, with a trading range of 0.2938 PLN (High: 1.9769 / Low: 1.6831). On the other end, March was the most stable month, with a tight range of 0.0320 PLN (High: 1.6888 / Low: 1.6568).

January Spread (Volatile) ±0.2938
March Spread (Stable) ±0.0320

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0352 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0352

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2024: 1.7066) against the same month in 2023 (average: 1.8609), the exchange rate shifted by -0.1544 (-8.29%).

2024 Avg (January) 1.7066
2023 Avg (January) 1.8609

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.9769 1.6831 1.7066
February 1.7128 1.6771 1.6922
March 1.6888 1.6568 1.6732
April 1.7200 1.6519 1.6836
May 1.6927 1.6526 1.6727
June 1.7369 1.6590 1.7023
July 1.7023 1.6505 1.6671
August 1.6758 1.6170 1.6462
September 1.6606 1.6272 1.6418
October 1.6969 1.6610 1.6770
November 1.7373 1.6739 1.7052
December 1.7263 1.6829 1.7026