YEARLY HIGH
1.7387 PLN
YEARLY LOW
1.4858 PLN
YEARLY AVERAGE
1.5596 PLN

2025 TOP to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TOP to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 1.7387. Conversely, the yearly low was recorded on December 25, dropping to 1.4858.

This high-to-low spread represents a total annual volatility of 0.2528 PLN. From a start-to-finish perspective, comparing the January average rate of 1.6903 to the December average rate of 1.4964, the exchange rate registered a net change of -11.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.7387 was down 12.05% compared to the 2024 peak of 1.9769, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 8,693 PLN
2024 Average 8,404 PLN
Yearly Trough Low 7,429 PLN
Transaction Impact: A difference of 1,264.18 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.7097
1.4770
JanuMarcMayJulySeptNove

TOP to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6072, compared to 1.5121 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0951 points.

H1 Avg (Jan–Jun) 1.6072
H2 Avg (Jul–Dec) 1.5121

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0940 PLN (High: 1.6342 / Low: 1.5402). On the other end, October was the most stable month, with a tight range of 0.0271 PLN (High: 1.5315 / Low: 1.5044).

April Spread (Volatile) ±0.0940
October Spread (Stable) ±0.0271

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0539 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0539

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 1.6903) against the same month in 2024 (average: 1.7066), the exchange rate shifted by -0.0163 (-0.95%).

2025 Avg (January) 1.6903
2024 Avg (January) 1.7066

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.7387 1.6518 1.6903
February 1.6922 1.6349 1.6629
March 1.6791 1.5873 1.6089
April 1.6342 1.5402 1.5775
May 1.5883 1.5477 1.5670
June 1.5624 1.4956 1.5363
July 1.5550 1.4946 1.5121
August 1.5354 1.5083 1.5181
September 1.5223 1.4868 1.5076
October 1.5315 1.5044 1.5158
November 1.5408 1.5104 1.5224
December 1.5134 1.4858 1.4964