2020 TOP to XDR Historical Review

YEARLY HIGH

0.3220 XDR

YEARLY LOW

0.3028 XDR

YEARLY AVERAGE

0.3120 XDR

2020 TOP to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TOP to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 9, valuing the pair at 0.3220. Conversely, the yearly low was recorded on December 20, dropping to 0.3028.

This high-to-low spread represents a total annual volatility of 0.0192 XDR. From a start-to-finish perspective, comparing the January average rate of 0.3155 to the December average rate of 0.3044, the exchange rate registered a net change of -3.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3220 was down 1.04% compared to the 2019 peak of 0.3254, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 1,610 XDR

2019 Average 1,577 XDR

Yearly Trough Low 1,514 XDR

Transaction Impact: A difference of 95.96 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3207

0.3029

JanuMarcMayJulySeptNove

TOP to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3153, compared to 0.3087 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0066 points.

H1 Avg (Jan–Jun) 0.3153

H2 Avg (Jul–Dec) 0.3087

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0072 XDR (High: 0.3144 / Low: 0.3072). On the other end, November was the most stable month, with a tight range of 0.0024 XDR (High: 0.3068 / Low: 0.3045).

March Spread (Volatile) ±0.0072

November Spread (Stable) ±0.0024

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0051 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0051

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2020: 0.3192) against the same month in 2019 (average: 0.3143), the exchange rate shifted by +0.0049 (+1.57%).

2020 Avg (June) 0.3192

2019 Avg (June) 0.3143

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3168	0.3136	0.3155
February	0.3170	0.3132	0.3153
March	0.3144	0.3072	0.3104
April	0.3176	0.3112	0.3139
May	0.3198	0.3155	0.3176
June	0.3220	0.3163	0.3192
July	0.3179	0.3120	0.3157
August	0.3123	0.3093	0.3106
September	0.3123	0.3069	0.3100
October	0.3079	0.3045	0.3059
November	0.3068	0.3045	0.3058
December	0.3058	0.3028	0.3044