2026 TOP to XDR Historical Review

YEARLY HIGH

0.3057 XDR

YEARLY LOW

0.2825 XDR

YEARLY AVERAGE

0.2917 XDR

2026 TOP to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TOP to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 20, valuing the pair at 0.3057. Conversely, the yearly low was recorded on January 28, dropping to 0.2825.

This high-to-low spread represents a total annual volatility of 0.0232 XDR. From a start-to-finish perspective, comparing the January average rate of 0.2889 to the December average rate of 0.2938, the exchange rate registered a net change of 1.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.3057 was down 5.04% compared to the 2025 peak of 0.3219, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 1,528 XDR

2025 Average 1,497 XDR

Yearly Trough Low 1,413 XDR

Transaction Impact: A difference of 115.96 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.2977

0.2853

JanuMarcMayJuly

TOP to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2906, compared to 0.2952 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0047 points.

H1 Avg (Jan–Jun) 0.2906

H2 Avg (Jul–Dec) 0.2952

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.0152 XDR (High: 0.3057 / Low: 0.2905). On the other end, August was the most stable month, with a tight range of 0.0006 XDR (High: 0.2941 / Low: 0.2936).

June Spread (Volatile) ±0.0152

August Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0029 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.2948) against the same month in 2025 (average: 0.2956), the exchange rate shifted by -0.0008 (-0.27%).

2026 Avg (June) 0.2948

2025 Avg (June) 0.2956

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2919	0.2825	0.2889
February	0.2881	0.2845	0.2864
March	0.2959	0.2867	0.2928
April	0.2953	0.2873	0.2900
May	0.2915	0.2889	0.2906
June	0.3057	0.2905	0.2948
July	0.2979	0.2953	0.2967
August	0.2941	0.2936	0.2938