YEARLY HIGH
1.1541 HRK
YEARLY LOW
0.9641 HRK
YEARLY AVERAGE
1.0551 HRK

2022 TTD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the TTD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 1.1541. Conversely, the yearly low was recorded on January 13, dropping to 0.9641.

This high-to-low spread represents a total annual volatility of 0.1899 HRK. From a start-to-finish perspective, comparing the January average rate of 0.9790 to the December average rate of 1.0496, the exchange rate registered a net change of 7.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.1541 was up 16.69% compared to the 2021 peak of 0.9890, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TTD based on timing:

Yearly Peak High 5,770 HRK
2021 Average 4,689 HRK
Yearly Trough Low 4,821 HRK
Transaction Impact: A difference of 949.60 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.1436
0.9640
JanuMarcMayJulySeptNove

TTD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0162, compared to 1.0940 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0778 points.

H1 Avg (Jan–Jun) 1.0162
H2 Avg (Jul–Dec) 1.0940

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0752 HRK (High: 1.1415 / Low: 1.0662). On the other end, December was the most stable month, with a tight range of 0.0274 HRK (High: 1.0637 / Low: 1.0362).

November Spread (Volatile) ±0.0752
December Spread (Stable) ±0.0274

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0407 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0407

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 1.1185) against the same month in 2021 (average: 0.9374), the exchange rate shifted by +0.1811 (+19.32%).

2022 Avg (September) 1.1185
2021 Avg (September) 0.9374

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.9961 0.9641 0.9790
February 0.9954 0.9678 0.9791
March 1.0326 0.9987 1.0126
April 1.0628 1.0058 1.0282
May 1.0669 1.0336 1.0501
June 1.0621 1.0328 1.0481
July 1.1066 1.0624 1.0864
August 1.1147 1.0728 1.0929
September 1.1541 1.0933 1.1185
October 1.1450 1.1103 1.1287
November 1.1415 1.0662 1.0880
December 1.0637 1.0362 1.0496