YEARLY HIGH
1.0719 HRK
YEARLY LOW
0.9893 HRK
YEARLY AVERAGE
1.0265 HRK

2024 TTD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the TTD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 1.0719. Conversely, the yearly low was recorded on September 24, dropping to 0.9893.

This high-to-low spread represents a total annual volatility of 0.0826 HRK. From a start-to-finish perspective, comparing the January average rate of 1.0181 to the December average rate of 1.0604, the exchange rate registered a net change of 4.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 1.0719 was up 1.12% compared to the 2023 peak of 1.0601, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TTD based on timing:

Yearly Peak High 5,359 HRK
2023 Average 5,134 HRK
Yearly Trough Low 4,946 HRK
Transaction Impact: A difference of 413.13 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

1.0666
0.9928
JanuMarcMayJulySeptNove

TTD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0272, compared to 1.0258 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 1.0272
H2 Avg (Jul–Dec) 1.0258

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0490 HRK (High: 1.0650 / Low: 1.0160). On the other end, February was the most stable month, with a tight range of 0.0158 HRK (High: 1.0368 / Low: 1.0210).

November Spread (Volatile) ±0.0490
February Spread (Stable) ±0.0158

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0158 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0158

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 1.0604) against the same month in 2023 (average: 1.0151), the exchange rate shifted by +0.0453 (+4.47%).

2024 Avg (December) 1.0604
2023 Avg (December) 1.0151

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.0307 1.0030 1.0181
February 1.0368 1.0210 1.0283
March 1.0304 1.0131 1.0217
April 1.0456 1.0231 1.0363
May 1.0365 1.0196 1.0272
June 1.0410 1.0185 1.0318
July 1.0353 1.0151 1.0240
August 1.0323 0.9912 1.0082
September 1.0101 0.9893 0.9990
October 1.0289 1.0046 1.0184
November 1.0650 1.0160 1.0451
December 1.0719 1.0499 1.0604