YEARLY HIGH
72.3529 BIF
YEARLY LOW
68.3220 BIF
YEARLY AVERAGE
70.7359 BIF

2021 TWD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TWD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 72.3529. Conversely, the yearly low was recorded on March 28, dropping to 68.3220.

This high-to-low spread represents a total annual volatility of 4.0309 BIF. From a start-to-finish perspective, comparing the January average rate of 69.5418 to the December average rate of 72.0887, the exchange rate registered a net change of 3.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 72.3529 was up 4.30% compared to the 2020 peak of 69.3732, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TWD based on timing:

Yearly Peak High 361,764 BIF
2020 Average 325,323 BIF
Yearly Trough Low 341,610 BIF
Transaction Impact: A difference of 20,154.50 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

72.3783
68.9037
JanuMarcMayJulySeptNove

TWD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 69.9655, compared to 71.5063 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.5408 points.

H1 Avg (Jan–Jun) 69.9655
H2 Avg (Jul–Dec) 71.5063

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 2.0955 BIF (High: 70.4556 / Low: 68.3601). On the other end, September was the most stable month, with a tight range of 0.5314 BIF (High: 72.0584 / Low: 71.5269).

April Spread (Volatile) ±2.0955
September Spread (Stable) ±0.5314

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.6132 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.6132

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 72.0887) against the same month in 2020 (average: 68.9209), the exchange rate shifted by +3.1678 (+4.60%).

2021 Avg (December) 72.0887
2020 Avg (December) 68.9209

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 69.9620 69.0708 69.5418
February 70.2140 69.4302 69.8427
March 70.3743 68.3220 69.2296
April 70.4556 68.3601 69.1933
May 71.5972 69.9644 70.6733
June 71.7237 70.6315 71.3126
July 71.1989 70.4824 70.8441
August 71.8984 70.7456 71.2120
September 72.0584 71.5269 71.7940
October 71.8761 70.7269 71.4014
November 72.2087 71.4518 71.6977
December 72.3529 71.7998 72.0887