YEARLY HIGH
102.9959 BIF
YEARLY LOW
88.6822 BIF
YEARLY AVERAGE
95.0218 BIF

2025 TWD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TWD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 6, valuing the pair at 102.9959. Conversely, the yearly low was recorded on March 7, dropping to 88.6822.

This high-to-low spread represents a total annual volatility of 14.3137 BIF. From a start-to-finish perspective, comparing the January average rate of 89.7381 to the December average rate of 94.2833, the exchange rate registered a net change of 5.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 102.9959 was up 10.63% compared to the 2024 peak of 93.0970, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TWD based on timing:

Yearly Peak High 514,979 BIF
2024 Average 449,374 BIF
Yearly Trough Low 443,411 BIF
Transaction Impact: A difference of 71,568.50 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

102.1830
88.3909
JanuMarcMayJulySeptNove

TWD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 92.9495, compared to 97.0940 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.1445 points.

H1 Avg (Jan–Jun) 92.9495
H2 Avg (Jul–Dec) 97.0940

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 9.0749 BIF (High: 100.4627 / Low: 91.3879). On the other end, March was the most stable month, with a tight range of 1.6317 BIF (High: 90.3139 / Low: 88.6822).

May Spread (Volatile) ±9.0749
March Spread (Stable) ±1.6317

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 2.5929 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -2.5929

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 101.0336) against the same month in 2024 (average: 88.2237), the exchange rate shifted by +12.8099 (+14.52%).

2025 Avg (July) 101.0336
2024 Avg (July) 88.2237

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 91.1009 88.8434 89.7381
February 91.2384 88.8736 90.0581
March 90.3139 88.6822 89.5403
April 92.4082 89.2273 90.6829
May 100.4627 91.3879 97.7396
June 101.6677 98.2531 99.9382
July 102.9959 99.0597 101.0336
August 99.7144 96.4224 98.4408
September 99.1220 96.2470 97.6572
October 97.3507 95.4354 96.3013
November 96.2329 93.8448 94.8480
December 95.2103 93.5093 94.2833