2020 TWD to HNL Historical Review

YEARLY HIGH

0.8681 HNL

YEARLY LOW

0.8118 HNL

YEARLY AVERAGE

0.8403 HNL

2020 TWD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TWD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on October 29, valuing the pair at 0.8681. Conversely, the yearly low was recorded on February 20, dropping to 0.8118.

This high-to-low spread represents a total annual volatility of 0.0563 HNL. From a start-to-finish perspective, comparing the January average rate of 0.8258 to the December average rate of 0.8602, the exchange rate registered a net change of 4.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.8681 was up 5.33% compared to the 2019 peak of 0.8241, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TWD based on timing:

Yearly Peak High 4,340 HNL

2019 Average 3,975 HNL

Yearly Trough Low 4,059 HNL

Transaction Impact: A difference of 281.36 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.8639

0.8189

JanuMarcMayJulySeptNove

TWD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8297, compared to 0.8508 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0211 points.

H1 Avg (Jan–Jun) 0.8297

H2 Avg (Jul–Dec) 0.8508

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0294 HNL (High: 0.8469 / Low: 0.8175). On the other end, December was the most stable month, with a tight range of 0.0105 HNL (High: 0.8635 / Low: 0.8530).

January Spread (Volatile) ±0.0294

December Spread (Stable) ±0.0105

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0036 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0036

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.8563) against the same month in 2019 (average: 0.8055), the exchange rate shifted by +0.0508 (+6.31%).

2020 Avg (October) 0.8563

2019 Avg (October) 0.8055

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8469	0.8175	0.8258
February	0.8287	0.8118	0.8227
March	0.8329	0.8144	0.8262
April	0.8371	0.8232	0.8284
May	0.8383	0.8259	0.8340
June	0.8478	0.8336	0.8412
July	0.8514	0.8394	0.8455
August	0.8508	0.8360	0.8420
September	0.8515	0.8406	0.8460
October	0.8681	0.8513	0.8563
November	0.8612	0.8503	0.8551
December	0.8635	0.8530	0.8602