2025 TWD to HNL Historical Review

YEARLY HIGH

0.9045 HNL

YEARLY LOW

0.7624 HNL

YEARLY AVERAGE

0.8362 HNL

2025 TWD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TWD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on July 3, valuing the pair at 0.9045. Conversely, the yearly low was recorded on March 30, dropping to 0.7624.

This high-to-low spread represents a total annual volatility of 0.1421 HNL. From a start-to-finish perspective, comparing the January average rate of 0.7749 to the December average rate of 0.8385, the exchange rate registered a net change of 8.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.9045 was up 12.17% compared to the 2024 peak of 0.8064, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TWD based on timing:

Yearly Peak High 4,523 HNL

2024 Average 3,873 HNL

Yearly Trough Low 3,812 HNL

Transaction Impact: A difference of 710.74 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.9076

0.7628

JanuMarcMayJulySeptNove

TWD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8109, compared to 0.8615 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0506 points.

H1 Avg (Jan–Jun) 0.8109

H2 Avg (Jul–Dec) 0.8615

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 0.0820 HNL (High: 0.8922 / Low: 0.8102). On the other end, February was the most stable month, with a tight range of 0.0114 HNL (High: 0.7857 / Low: 0.7742).

May Spread (Volatile) ±0.0820

February Spread (Stable) ±0.0114

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0245 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0245

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 0.8956) against the same month in 2024 (average: 0.7591), the exchange rate shifted by +0.1364 (+17.97%).

2025 Avg (July) 0.8956

2024 Avg (July) 0.7591

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7832	0.7681	0.7749
February	0.7857	0.7742	0.7809
March	0.7841	0.7624	0.7775
April	0.8059	0.7706	0.7899
May	0.8922	0.8102	0.8609
June	0.8985	0.8678	0.8812
July	0.9045	0.8802	0.8956
August	0.8869	0.8516	0.8710
September	0.8708	0.8534	0.8621
October	0.8624	0.8477	0.8561
November	0.8580	0.8355	0.8454
December	0.8467	0.8290	0.8385