2020 TWD to HRK Historical Review

YEARLY HIGH

0.2355 HRK

YEARLY LOW

0.2138 HRK

YEARLY AVERAGE

0.2245 HRK

2020 TWD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TWD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.2355. Conversely, the yearly low was recorded on August 6, dropping to 0.2138.

This high-to-low spread represents a total annual volatility of 0.0217 HRK. From a start-to-finish perspective, comparing the January average rate of 0.2234 to the December average rate of 0.2198, the exchange rate registered a net change of -1.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2355 was up 5.47% compared to the 2019 peak of 0.2233, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TWD based on timing:

Yearly Peak High 1,178 HRK

2019 Average 1,073 HRK

Yearly Trough Low 1,069 HRK

Transaction Impact: A difference of 108.37 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2339

0.2145

JanuMarcMayJulySeptNove

TWD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2280, compared to 0.2211 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0070 points.

H1 Avg (Jan–Jun) 0.2280

H2 Avg (Jul–Dec) 0.2211

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0162 HRK (High: 0.2355 / Low: 0.2193). On the other end, December was the most stable month, with a tight range of 0.0030 HRK (High: 0.2213 / Low: 0.2182).

March Spread (Volatile) ±0.0162

December Spread (Stable) ±0.0030

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0072 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0072

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.2274) against the same month in 2019 (average: 0.2128), the exchange rate shifted by +0.0145 (+6.82%).

2020 Avg (March) 0.2274

2019 Avg (March) 0.2128

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2248	0.2210	0.2234
February	0.2294	0.2210	0.2263
March	0.2355	0.2193	0.2274
April	0.2339	0.2303	0.2323
May	0.2344	0.2282	0.2319
June	0.2291	0.2237	0.2269
July	0.2285	0.2153	0.2233
August	0.2180	0.2138	0.2161
September	0.2229	0.2153	0.2191
October	0.2286	0.2228	0.2243
November	0.2276	0.2215	0.2237
December	0.2213	0.2182	0.2198