2021 TWD to HRK Historical Review

YEARLY HIGH

0.2418 HRK

YEARLY LOW

0.2187 HRK

YEARLY AVERAGE

0.2281 HRK

2021 TWD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TWD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.2418. Conversely, the yearly low was recorded on January 6, dropping to 0.2187.

This high-to-low spread represents a total annual volatility of 0.0231 HRK. From a start-to-finish perspective, comparing the January average rate of 0.2220 to the December average rate of 0.2401, the exchange rate registered a net change of 8.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2418 was up 2.66% compared to the 2020 peak of 0.2355, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TWD based on timing:

Yearly Peak High 1,209 HRK

2020 Average 1,123 HRK

Yearly Trough Low 1,093 HRK

Transaction Impact: A difference of 115.61 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2419

0.2202

JanuMarcMayJulySeptNove

TWD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2238, compared to 0.2324 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0087 points.

H1 Avg (Jan–Jun) 0.2238

H2 Avg (Jul–Dec) 0.2324

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0089 HRK (High: 0.2418 / Low: 0.2328). On the other end, October was the most stable month, with a tight range of 0.0021 HRK (High: 0.2333 / Low: 0.2312).

November Spread (Volatile) ±0.0089

October Spread (Stable) ±0.0021

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0018 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.2372) against the same month in 2020 (average: 0.2237), the exchange rate shifted by +0.0135 (+6.01%).

2021 Avg (November) 0.2372

2020 Avg (November) 0.2237

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2239	0.2187	0.2220
February	0.2266	0.2228	0.2242
March	0.2278	0.2237	0.2256
April	0.2268	0.2227	0.2241
May	0.2254	0.2193	0.2223
June	0.2275	0.2216	0.2245
July	0.2284	0.2255	0.2268
August	0.2300	0.2259	0.2286
September	0.2326	0.2285	0.2299
October	0.2333	0.2312	0.2321
November	0.2418	0.2328	0.2372
December	0.2412	0.2385	0.2401