2015 TWD to MAD Historical Review

YEARLY HIGH

0.3222 MAD

YEARLY LOW

0.2862 MAD

YEARLY AVERAGE

0.3069 MAD

2015 TWD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the TWD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 24, valuing the pair at 0.3222. Conversely, the yearly low was recorded on January 1, dropping to 0.2862.

This high-to-low spread represents a total annual volatility of 0.0360 MAD. From a start-to-finish perspective, comparing the January average rate of 0.2959 to the December average rate of 0.3013, the exchange rate registered a net change of 1.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.3222 was up 11.00% compared to the 2014 peak of 0.2902, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TWD based on timing:

Yearly Peak High 1,611 MAD

2014 Average 1,387 MAD

Yearly Trough Low 1,431 MAD

Transaction Impact: A difference of 179.76 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.3221

0.2935

JanuMarcMayJulySeptNove

TWD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3105, compared to 0.3033 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0071 points.

H1 Avg (Jan–Jun) 0.3105

H2 Avg (Jul–Dec) 0.3033

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0229 MAD (High: 0.3127 / Low: 0.2897). On the other end, February was the most stable month, with a tight range of 0.0059 MAD (High: 0.3061 / Low: 0.3002).

August Spread (Volatile) ±0.0229

February Spread (Stable) ±0.0059

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0107 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0107

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2015: 0.3175) against the same month in 2014 (average: 0.2714), the exchange rate shifted by +0.0461 (+16.98%).

2015 Avg (May) 0.3175

2014 Avg (May) 0.2714

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3084	0.2862	0.2959
February	0.3061	0.3002	0.3023
March	0.3198	0.3063	0.3145
April	0.3221	0.3161	0.3197
May	0.3222	0.3138	0.3175
June	0.3192	0.3099	0.3130
July	0.3175	0.3107	0.3144
August	0.3127	0.2897	0.3037
September	0.2992	0.2924	0.2963
October	0.3029	0.2953	0.2989
November	0.3092	0.3017	0.3055
December	0.3076	0.2984	0.3013