2020 TWD to MAD Historical Review

YEARLY HIGH

0.3417 MAD

YEARLY LOW

0.3110 MAD

YEARLY AVERAGE

0.3224 MAD

2020 TWD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TWD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 2, valuing the pair at 0.3417. Conversely, the yearly low was recorded on September 1, dropping to 0.3110.

This high-to-low spread represents a total annual volatility of 0.0307 MAD. From a start-to-finish perspective, comparing the January average rate of 0.3201 to the December average rate of 0.3187, the exchange rate registered a net change of -0.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3417 was up 6.66% compared to the 2019 peak of 0.3203, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TWD based on timing:

Yearly Peak High 1,708 MAD

2019 Average 1,557 MAD

Yearly Trough Low 1,555 MAD

Transaction Impact: A difference of 153.45 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3392

0.3122

JanuMarcMayJulySeptNove

TWD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3258, compared to 0.3190 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0068 points.

H1 Avg (Jan–Jun) 0.3258

H2 Avg (Jul–Dec) 0.3190

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0200 MAD (High: 0.3341 / Low: 0.3141). On the other end, May was the most stable month, with a tight range of 0.0054 MAD (High: 0.3319 / Low: 0.3266).

March Spread (Volatile) ±0.0200

May Spread (Stable) ±0.0054

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0101 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0101

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.3370) against the same month in 2019 (average: 0.3124), the exchange rate shifted by +0.0246 (+7.87%).

2020 Avg (April) 0.3370

2019 Avg (April) 0.3124

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3215	0.3161	0.3201
February	0.3240	0.3161	0.3207
March	0.3341	0.3141	0.3216
April	0.3417	0.3306	0.3370
May	0.3319	0.3266	0.3290
June	0.3303	0.3232	0.3266
July	0.3300	0.3178	0.3246
August	0.3185	0.3115	0.3144
September	0.3198	0.3110	0.3158
October	0.3253	0.3191	0.3208
November	0.3235	0.3179	0.3200
December	0.3309	0.3154	0.3187