YEARLY HIGH
0.0224 GMD
YEARLY LOW
0.0220 GMD
YEARLY AVERAGE
0.0222 GMD

2020 TZS to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TZS to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 0.0224. Conversely, the yearly low was recorded on April 2, dropping to 0.0220.

This high-to-low spread represents a total annual volatility of 0.0004 GMD. From a start-to-finish perspective, comparing the January average rate of 0.0222 to the December average rate of 0.0223, the exchange rate registered a net change of 0.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0224 was up 0.03% compared to the 2019 peak of 0.0224, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TZS based on timing:

Yearly Peak High 112 GMD
2019 Average 109 GMD
Yearly Trough Low 110 GMD
Transaction Impact: A difference of 2.11 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0224
0.0220
JanuMarcMayJulySeptNove

TZS to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0222, compared to 0.0223 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0222
H2 Avg (Jul–Dec) 0.0223

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0002 GMD (High: 0.0222 / Low: 0.0220). On the other end, December was the most stable month, with a tight range of 0.0000 GMD (High: 0.0223 / Low: 0.0223).

March Spread (Volatile) ±0.0002
December Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0001 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.0223) against the same month in 2019 (average: 0.0218), the exchange rate shifted by +0.0005 (+2.29%).

2020 Avg (August) 0.0223
2019 Avg (August) 0.0218

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0223 0.0221 0.0222
February 0.0222 0.0220 0.0221
March 0.0222 0.0220 0.0221
April 0.0222 0.0220 0.0220
May 0.0223 0.0221 0.0222
June 0.0223 0.0222 0.0223
July 0.0223 0.0222 0.0223
August 0.0224 0.0223 0.0223
September 0.0223 0.0223 0.0223
October 0.0223 0.0223 0.0223
November 0.0224 0.0223 0.0223
December 0.0223 0.0223 0.0223