YEARLY HIGH
0.0304 GMD
YEARLY LOW
0.0263 GMD
YEARLY AVERAGE
0.0282 GMD

2025 TZS to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TZS to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 19, valuing the pair at 0.0304. Conversely, the yearly low was recorded on June 5, dropping to 0.0263.

This high-to-low spread represents a total annual volatility of 0.0041 GMD. From a start-to-finish perspective, comparing the January average rate of 0.0287 to the December average rate of 0.0298, the exchange rate registered a net change of 3.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0304 was down 0.79% compared to the 2024 peak of 0.0306, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TZS based on timing:

Yearly Peak High 152 GMD
2024 Average 132 GMD
Yearly Trough Low 131 GMD
Transaction Impact: A difference of 20.53 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0301
0.0265
JanuMarcMayJulySeptNove

TZS to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0274, compared to 0.0291 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0274
H2 Avg (Jul–Dec) 0.0291

Volatility Range Comparison

Volatility

The most volatile month in 2025 was January, with a trading range of 0.0017 GMD (High: 0.0298 / Low: 0.0281). On the other end, May was the most stable month, with a tight range of 0.0005 GMD (High: 0.0270 / Low: 0.0265).

January Spread (Volatile) ±0.0017
May Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0009 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.0298) against the same month in 2024 (average: 0.0267), the exchange rate shifted by +0.0031 (+11.68%).

2025 Avg (November) 0.0298
2024 Avg (November) 0.0267

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0298 0.0281 0.0287
February 0.0284 0.0273 0.0278
March 0.0276 0.0264 0.0271
April 0.0273 0.0264 0.0268
May 0.0270 0.0265 0.0268
June 0.0276 0.0263 0.0270
July 0.0282 0.0271 0.0275
August 0.0294 0.0277 0.0287
September 0.0300 0.0285 0.0293
October 0.0302 0.0290 0.0295
November 0.0304 0.0294 0.0298
December 0.0301 0.0293 0.0298