2020 TZS to MWK Historical Review

YEARLY HIGH

0.3331 MWK

YEARLY LOW

0.3160 MWK

YEARLY AVERAGE

0.3214 MWK

2020 TZS to MWK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TZS to MWK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 2, valuing the pair at 0.3331. Conversely, the yearly low was recorded on February 15, dropping to 0.3160.

This high-to-low spread represents a total annual volatility of 0.0171 MWK. From a start-to-finish perspective, comparing the January average rate of 0.3196 to the December average rate of 0.3307, the exchange rate registered a net change of 3.50% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3331 was down 3.32% compared to the 2019 peak of 0.3445, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TZS based on timing:

Yearly Peak High 1,666 MWK

2019 Average 1,591 MWK

Yearly Trough Low 1,580 MWK

Transaction Impact: A difference of 85.51 MWK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3321

0.3163

JanuMarcMayJulySeptNove

TZS to MWK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3187, compared to 0.3242 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0055 points.

H1 Avg (Jan–Jun) 0.3187

H2 Avg (Jul–Dec) 0.3242

Volatility Range Comparison

Volatility

The most volatile month in 2020 was August, with a trading range of 0.0057 MWK (High: 0.3232 / Low: 0.3175). On the other end, July was the most stable month, with a tight range of 0.0023 MWK (High: 0.3191 / Low: 0.3168).

August Spread (Volatile) ±0.0057

July Spread (Stable) ±0.0023

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0015 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.3307) against the same month in 2019 (average: 0.3192), the exchange rate shifted by +0.0115 (+3.60%).

2020 Avg (December) 0.3307

2019 Avg (December) 0.3192

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3211	0.3182	0.3196
February	0.3208	0.3160	0.3181
March	0.3208	0.3181	0.3194
April	0.3195	0.3164	0.3182
May	0.3197	0.3169	0.3183
June	0.3199	0.3174	0.3185
July	0.3191	0.3168	0.3176
August	0.3232	0.3175	0.3210
September	0.3244	0.3213	0.3231
October	0.3264	0.3233	0.3250
November	0.3299	0.3252	0.3277
December	0.3331	0.3289	0.3307