YEARLY HIGH
0.3565 MWK
YEARLY LOW
0.3322 MWK
YEARLY AVERAGE
0.3454 MWK

2021 TZS to MWK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TZS to MWK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.3565. Conversely, the yearly low was recorded on January 5, dropping to 0.3322.

This high-to-low spread represents a total annual volatility of 0.0243 MWK. From a start-to-finish perspective, comparing the January average rate of 0.3332 to the December average rate of 0.3541, the exchange rate registered a net change of 6.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3565 was up 7.02% compared to the 2020 peak of 0.3331, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TZS based on timing:

Yearly Peak High 1,782 MWK
2020 Average 1,607 MWK
Yearly Trough Low 1,661 MWK
Transaction Impact: A difference of 121.52 MWK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3567
0.3311
JanuMarcMayJulySeptNove

TZS to MWK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3387, compared to 0.3521 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0135 points.

H1 Avg (Jan–Jun) 0.3387
H2 Avg (Jul–Dec) 0.3521

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0064 MWK (High: 0.3506 / Low: 0.3441). On the other end, November was the most stable month, with a tight range of 0.0011 MWK (High: 0.3552 / Low: 0.3541).

July Spread (Volatile) ±0.0064
November Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between January and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0005 points.

Longest Streak 10 Mo.
Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.3541) against the same month in 2020 (average: 0.3307), the exchange rate shifted by +0.0234 (+7.06%).

2021 Avg (December) 0.3541
2020 Avg (December) 0.3307

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3353 0.3322 0.3332
February 0.3369 0.3324 0.3354
March 0.3400 0.3357 0.3375
April 0.3421 0.3380 0.3394
May 0.3440 0.3396 0.3419
June 0.3475 0.3418 0.3447
July 0.3506 0.3441 0.3485
August 0.3512 0.3486 0.3503
September 0.3546 0.3491 0.3510
October 0.3552 0.3536 0.3544
November 0.3552 0.3541 0.3546
December 0.3565 0.3517 0.3541