YEARLY HIGH
0.4359 HRK
YEARLY LOW
0.2372 HRK
YEARLY AVERAGE
0.3182 HRK

2015 UAH to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the UAH to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 26, valuing the pair at 0.4359. Conversely, the yearly low was recorded on February 27, dropping to 0.2372.

This high-to-low spread represents a total annual volatility of 0.1987 HRK. From a start-to-finish perspective, comparing the January average rate of 0.4174 to the December average rate of 0.2989, the exchange rate registered a net change of -28.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.4359 was down 36.10% compared to the 2014 peak of 0.6821, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 UAH based on timing:

Yearly Peak High 2,180 HRK
2014 Average 2,462 HRK
Yearly Trough Low 1,186 HRK
Transaction Impact: A difference of 993.56 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.4302
0.2771
JanuMarcMayJulySeptNove

UAH to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3278, compared to 0.3086 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0192 points.

H1 Avg (Jan–Jun) 0.3278
H2 Avg (Jul–Dec) 0.3086

Volatility Range Comparison

Volatility

The most volatile month in 2015 was February, with a trading range of 0.1866 HRK (High: 0.4238 / Low: 0.2372). On the other end, December was the most stable month, with a tight range of 0.0147 HRK (High: 0.3061 / Low: 0.2914).

February Spread (Volatile) ±0.1866
December Spread (Stable) ±0.0147

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1276 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1276

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.4174) against the same month in 2014 (average: 0.6713), the exchange rate shifted by -0.2539 (-37.82%).

2015 Avg (January) 0.4174
2014 Avg (January) 0.6713

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4359 0.4002 0.4174
February 0.4238 0.2372 0.2898
March 0.3357 0.2512 0.3071
April 0.3356 0.2981 0.3114
May 0.3308 0.3044 0.3232
June 0.3283 0.3057 0.3175
July 0.3260 0.3095 0.3160
August 0.3261 0.2906 0.3133
September 0.3223 0.3029 0.3098
October 0.3234 0.2984 0.3102
November 0.3118 0.2970 0.3035
December 0.3061 0.2914 0.2989