YEARLY HIGH
0.2892 HRK
YEARLY LOW
0.2282 HRK
YEARLY AVERAGE
0.2574 HRK

2019 UAH to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the UAH to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 26, valuing the pair at 0.2892. Conversely, the yearly low was recorded on January 10, dropping to 0.2282.

This high-to-low spread represents a total annual volatility of 0.0611 HRK. From a start-to-finish perspective, comparing the January average rate of 0.2332 to the December average rate of 0.2843, the exchange rate registered a net change of 21.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.2892 was up 17.92% compared to the 2018 peak of 0.2453, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 UAH based on timing:

Yearly Peak High 1,446 HRK
2018 Average 1,156 HRK
Yearly Trough Low 1,141 HRK
Transaction Impact: A difference of 305.43 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.2894
0.2281
JanuMarcMayJulySeptNove

UAH to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2441, compared to 0.2706 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0265 points.

H1 Avg (Jan–Jun) 0.2441
H2 Avg (Jul–Dec) 0.2706

Volatility Range Comparison

Volatility

The most volatile month in 2019 was July, with a trading range of 0.0165 HRK (High: 0.2657 / Low: 0.2492). On the other end, May was the most stable month, with a tight range of 0.0074 HRK (High: 0.2541 / Low: 0.2467).

July Spread (Volatile) ±0.0165
May Spread (Stable) ±0.0074

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0034 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 0.2843) against the same month in 2018 (average: 0.2346), the exchange rate shifted by +0.0497 (+21.19%).

2019 Avg (December) 0.2843
2018 Avg (December) 0.2346

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2369 0.2282 0.2332
February 0.2431 0.2334 0.2406
March 0.2512 0.2390 0.2445
April 0.2521 0.2431 0.2472
May 0.2541 0.2467 0.2513
June 0.2505 0.2429 0.2479
July 0.2657 0.2492 0.2564
August 0.2670 0.2577 0.2632
September 0.2815 0.2655 0.2722
October 0.2772 0.2657 0.2709
November 0.2819 0.2690 0.2768
December 0.2892 0.2799 0.2843