2012 VEF to NAD Historical Review

YEARLY HIGH

2.0813 NAD

YEARLY LOW

1.7494 NAD

YEARLY AVERAGE

1.9121 NAD

2012 VEF to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the VEF to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 2.0813. Conversely, the yearly low was recorded on March 4, dropping to 1.7494.

This high-to-low spread represents a total annual volatility of 0.3320 NAD. From a start-to-finish perspective, comparing the January average rate of 1.8662 to the December average rate of 2.0102, the exchange rate registered a net change of 7.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.0813 was up 4.86% compared to the 2011 peak of 1.9848, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 VEF based on timing:

Yearly Peak High 10,407 NAD

2011 Average 8,446 NAD

Yearly Trough Low 8,747 NAD

Transaction Impact: A difference of 1,659.76 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.0772

1.7415

JanuMarcMayJulySeptNove

VEF to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8490, compared to 1.9751 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1261 points.

H1 Avg (Jan–Jun) 1.8490

H2 Avg (Jul–Dec) 1.9751

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.1832 NAD (High: 1.9839 / Low: 1.8007). On the other end, March was the most stable month, with a tight range of 0.0499 NAD (High: 1.7993 / Low: 1.7494).

May Spread (Volatile) ±0.1832

March Spread (Stable) ±0.0499

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0824 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0824

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2012: 2.0492) against the same month in 2011 (average: 1.8993), the exchange rate shifted by +0.1499 (+7.89%).

2012 Avg (November) 2.0492

2011 Avg (November) 1.8993

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9042	1.8073	1.8662
February	1.8141	1.7587	1.7838
March	1.7993	1.7494	1.7695
April	1.8618	1.7746	1.8216
May	1.9839	1.8007	1.8982
June	2.0018	1.9068	1.9548
July	1.9836	1.8889	1.9213
August	1.9762	1.8844	1.9264
September	1.9575	1.9041	1.9284
October	2.0563	1.9397	2.0152
November	2.0813	2.0169	2.0492
December	2.0605	1.9667	2.0102