2015 VEF to NAD Historical Review

YEARLY HIGH

2.5097 NAD

YEARLY LOW

1.7956 NAD

YEARLY AVERAGE

2.0207 NAD

2015 VEF to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the VEF to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 2.5097. Conversely, the yearly low was recorded on February 5, dropping to 1.7956.

This high-to-low spread represents a total annual volatility of 0.7141 NAD. From a start-to-finish perspective, comparing the January average rate of 1.8312 to the December average rate of 2.3815, the exchange rate registered a net change of 30.05% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.5097 was up 35.57% compared to the 2014 peak of 1.8512, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 VEF based on timing:

Yearly Peak High 12,548 NAD

2014 Average 8,615 NAD

Yearly Trough Low 8,978 NAD

Transaction Impact: A difference of 3,570.25 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.4365

1.7762

JanuMarcMayJulySeptNove

VEF to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8867, compared to 2.1547 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2680 points.

H1 Avg (Jan–Jun) 1.8867

H2 Avg (Jul–Dec) 2.1547

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.2527 NAD (High: 2.5097 / Low: 2.2570). On the other end, January was the most stable month, with a tight range of 0.0559 NAD (High: 1.8565 / Low: 1.8006).

December Spread (Volatile) ±0.2527

January Spread (Stable) ±0.0559

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0243 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0243

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 2.3815) against the same month in 2014 (average: 1.8213), the exchange rate shifted by +0.5602 (+30.76%).

2015 Avg (December) 2.3815

2014 Avg (December) 1.8213

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8565	1.8006	1.8312
February	1.8677	1.7956	1.8358
March	1.9788	1.8456	1.9130
April	1.9309	1.8682	1.8988
May	1.9247	1.8651	1.8940
June	1.9942	1.9186	1.9475
July	2.0053	1.9364	1.9699
August	2.1044	1.9983	2.0402
September	2.2224	2.1062	2.1608
October	2.2027	2.0700	2.1365
November	2.2868	2.1766	2.2394
December	2.5097	2.2570	2.3815