2012 VND to BIF Historical Review

YEARLY HIGH

0.0748 BIF

YEARLY LOW

0.0613 BIF

YEARLY AVERAGE

0.0673 BIF

2012 VND to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the VND to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.0748. Conversely, the yearly low was recorded on February 5, dropping to 0.0613.

This high-to-low spread represents a total annual volatility of 0.0135 BIF. From a start-to-finish perspective, comparing the January average rate of 0.0619 to the December average rate of 0.0732, the exchange rate registered a net change of 18.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0748 was up 18.97% compared to the 2011 peak of 0.0628, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 10,000,000 VND based on timing:

Yearly Peak High 747,517 BIF

2011 Average 586,569 BIF

Yearly Trough Low 612,505 BIF

Transaction Impact: A difference of 135,011.96 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0744

0.0608

JanuMarcMayJulySeptNove

VND to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0640, compared to 0.0706 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0067 points.

H1 Avg (Jan–Jun) 0.0640

H2 Avg (Jul–Dec) 0.0706

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 0.0047 BIF (High: 0.0663 / Low: 0.0616). On the other end, August was the most stable month, with a tight range of 0.0008 BIF (High: 0.0696 / Low: 0.0688).

April Spread (Volatile) ±0.0047

August Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0001 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 0.0732) against the same month in 2011 (average: 0.0613), the exchange rate shifted by +0.0119 (+19.45%).

2012 Avg (December) 0.0732

2011 Avg (December) 0.0613

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0630	0.0613	0.0619
February	0.0630	0.0613	0.0624
March	0.0628	0.0616	0.0623
April	0.0663	0.0616	0.0632
May	0.0678	0.0653	0.0668
June	0.0680	0.0667	0.0672
July	0.0696	0.0674	0.0684
August	0.0696	0.0688	0.0692
September	0.0716	0.0689	0.0699
October	0.0722	0.0697	0.0712
November	0.0731	0.0705	0.0718
December	0.0748	0.0718	0.0732