2020 VND to BIF Historical Review

YEARLY HIGH

0.0847 BIF

YEARLY LOW

0.0797 BIF

YEARLY AVERAGE

0.0824 BIF

2020 VND to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the VND to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 1, valuing the pair at 0.0847. Conversely, the yearly low was recorded on March 30, dropping to 0.0797.

This high-to-low spread represents a total annual volatility of 0.0049 BIF. From a start-to-finish perspective, comparing the January average rate of 0.0813 to the December average rate of 0.0840, the exchange rate registered a net change of 3.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0847 was up 3.82% compared to the 2019 peak of 0.0815, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 10,000,000 VND based on timing:

Yearly Peak High 846,625 BIF

2019 Average 793,205 BIF

Yearly Trough Low 797,430 BIF

Transaction Impact: A difference of 49,195.89 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0844

0.0805

JanuMarcMayJulySeptNove

VND to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0814, compared to 0.0835 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 0.0814

H2 Avg (Jul–Dec) 0.0835

Volatility Range Comparison

Volatility

The most volatile month in 2020 was May, with a trading range of 0.0022 BIF (High: 0.0829 / Low: 0.0807). On the other end, October was the most stable month, with a tight range of 0.0007 BIF (High: 0.0837 / Low: 0.0830).

May Spread (Volatile) ±0.0022

October Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0003 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0840) against the same month in 2019 (average: 0.0810), the exchange rate shifted by +0.0030 (+3.73%).

2020 Avg (December) 0.0840

2019 Avg (December) 0.0810

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0818	0.0810	0.0813
February	0.0818	0.0808	0.0813
March	0.0818	0.0797	0.0811
April	0.0817	0.0800	0.0809
May	0.0829	0.0807	0.0817
June	0.0829	0.0813	0.0821
July	0.0840	0.0824	0.0831
August	0.0835	0.0826	0.0832
September	0.0837	0.0828	0.0833
October	0.0837	0.0830	0.0835
November	0.0841	0.0832	0.0837
December	0.0847	0.0836	0.0840