2020 WST to BIF Historical Review

YEARLY HIGH

770.3919 BIF

YEARLY LOW

670.8871 BIF

YEARLY AVERAGE

719.7842 BIF

2020 WST to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the WST to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 770.3919. Conversely, the yearly low was recorded on April 12, dropping to 670.8871.

This high-to-low spread represents a total annual volatility of 99.5048 BIF. From a start-to-finish perspective, comparing the January average rate of 716.2404 to the December average rate of 761.6400, the exchange rate registered a net change of 6.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 770.3919 was up 7.59% compared to the 2019 peak of 716.0475, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 WST based on timing:

Yearly Peak High 3,851,960 BIF

2019 Average 3,502,640 BIF

Yearly Trough Low 3,354,436 BIF

Transaction Impact: A difference of 497,524.02 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

769.5279

674.8725

JanuMarcMayJulySeptNove

WST to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 699.1646, compared to 740.4038 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 41.2392 points.

H1 Avg (Jan–Jun) 699.1646

H2 Avg (Jul–Dec) 740.4038

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 29.4542 BIF (High: 739.3766 / Low: 709.9224). On the other end, February was the most stable month, with a tight range of 9.8970 BIF (High: 709.4488 / Low: 699.5518).

July Spread (Volatile) ±29.4542

February Spread (Stable) ±9.8970

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 13.2662 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -13.2662

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 761.6400) against the same month in 2019 (average: 711.0213), the exchange rate shifted by +50.6186 (+7.12%).

2020 Avg (December) 761.6400

2019 Avg (December) 711.0213

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	722.3517	709.0409	716.2404
February	709.4488	699.5518	705.3351
March	706.9680	680.8731	696.0266
April	695.1126	670.8871	682.7604
May	697.1574	678.2353	688.4806
June	716.8437	691.7346	706.1446
July	739.3766	709.9224	725.3276
August	740.8899	727.3968	735.9535
September	744.3600	724.5868	737.8259
October	742.2317	727.1758	734.9803
November	755.1967	735.3987	746.6957
December	770.3919	754.8310	761.6400