YEARLY HIGH
1089.1204 BIF
YEARLY LOW
1040.1786 BIF
YEARLY AVERAGE
1057.5464 BIF

2025 WST to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the WST to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 25, valuing the pair at 1089.1204. Conversely, the yearly low was recorded on March 7, dropping to 1040.1786.

This high-to-low spread represents a total annual volatility of 48.9418 BIF. From a start-to-finish perspective, comparing the January average rate of 1053.4472 to the December average rate of 1050.6982, the exchange rate registered a net change of -0.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1089.1204 was up 2.95% compared to the 2024 peak of 1057.8965, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 WST based on timing:

Yearly Peak High 5,445,602 BIF
2024 Average 5,150,895 BIF
Yearly Trough Low 5,200,893 BIF
Transaction Impact: A difference of 244,709.15 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1072.7946
1046.5348
JanuMarcMayJulySeptNove

WST to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1055.4295, compared to 1059.6634 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.2339 points.

H1 Avg (Jan–Jun) 1055.4295
H2 Avg (Jul–Dec) 1059.6634

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 44.1204 BIF (High: 1089.1204 / Low: 1045.0000). On the other end, December was the most stable month, with a tight range of 5.6809 BIF (High: 1053.6222 / Low: 1047.9413).

July Spread (Volatile) ±44.1204
December Spread (Stable) ±5.6809

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 10.7626 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -10.7626

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 1064.7560) against the same month in 2024 (average: 1028.1402), the exchange rate shifted by +36.6158 (+3.56%).

2025 Avg (July) 1064.7560
2024 Avg (July) 1028.1402

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1061.1374 1041.2500 1053.4472
February 1073.8028 1043.7500 1055.2265
March 1061.3916 1040.1786 1054.6520
April 1062.7489 1044.6429 1057.5102
May 1064.0753 1046.7857 1054.6435
June 1065.4239 1050.0000 1057.0977
July 1089.1204 1045.0000 1064.7560
August 1075.9020 1059.2523 1070.6063
September 1076.7076 1053.5036 1066.9796
October 1064.5438 1049.9809 1056.2170
November 1053.2670 1044.2628 1048.7231
December 1053.6222 1047.9413 1050.6982