2020 WST to GHS Historical Review

YEARLY HIGH

2.3300 GHS

YEARLY LOW

1.9709 GHS

YEARLY AVERAGE

2.1557 GHS

2020 WST to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the WST to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 2.3300. Conversely, the yearly low was recorded on February 22, dropping to 1.9709.

This high-to-low spread represents a total annual volatility of 0.3591 GHS. From a start-to-finish perspective, comparing the January average rate of 2.1481 to the December average rate of 2.3009, the exchange rate registered a net change of 7.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.3300 was down 57.86% compared to the 2019 peak of 5.5295, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 WST based on timing:

Yearly Peak High 11,650 GHS

2019 Average 10,246 GHS

Yearly Trough Low 9,854 GHS

Transaction Impact: A difference of 1,795.55 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.3301

1.9804

JanuMarcMayJulySeptNove

WST to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0870, compared to 2.2244 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1374 points.

H1 Avg (Jan–Jun) 2.0870

H2 Avg (Jul–Dec) 2.2244

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1295 GHS (High: 2.1277 / Low: 1.9983). On the other end, August was the most stable month, with a tight range of 0.0312 GHS (High: 2.2185 / Low: 2.1874).

March Spread (Volatile) ±0.1295

August Spread (Stable) ±0.0312

Growth Streaks & Declines

Trends

Between February and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1385 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.1385

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.3009) against the same month in 2019 (average: 2.1581), the exchange rate shifted by +0.1428 (+6.62%).

2020 Avg (December) 2.3009

2019 Avg (December) 2.1581

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1894	2.0829	2.1481
February	2.0623	1.9709	2.0095
March	2.1277	1.9983	2.0536
April	2.1165	2.0468	2.0797
May	2.1103	2.0662	2.0890
June	2.1831	2.1002	2.1421
July	2.2114	2.1391	2.1775
August	2.2185	2.1874	2.2026
September	2.2360	2.1729	2.2105
October	2.2343	2.1819	2.2081
November	2.2792	2.2147	2.2467
December	2.3300	2.2735	2.3009