2021 WST to GHS Historical Review

YEARLY HIGH

2.4038 GHS

YEARLY LOW

2.2424 GHS

YEARLY AVERAGE

2.3271 GHS

2021 WST to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the WST to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 2.4038. Conversely, the yearly low was recorded on March 27, dropping to 2.2424.

This high-to-low spread represents a total annual volatility of 0.1614 GHS. From a start-to-finish perspective, comparing the January average rate of 2.3290 to the December average rate of 2.3678, the exchange rate registered a net change of 1.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.4038 was up 3.17% compared to the 2020 peak of 2.3300, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 WST based on timing:

Yearly Peak High 12,019 GHS

2020 Average 10,782 GHS

Yearly Trough Low 11,212 GHS

Transaction Impact: A difference of 807.11 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.3974

2.2646

JanuMarcMayJulySeptNove

WST to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2970, compared to 2.3573 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0602 points.

H1 Avg (Jan–Jun) 2.2970

H2 Avg (Jul–Dec) 2.3573

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0690 GHS (High: 2.4038 / Low: 2.3348). On the other end, June was the most stable month, with a tight range of 0.0193 GHS (High: 2.3096 / Low: 2.2902).

December Spread (Volatile) ±0.0690

June Spread (Stable) ±0.0193

Growth Streaks & Declines

Trends

Between March and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0312 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0312

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 2.3678) against the same month in 2020 (average: 2.3009), the exchange rate shifted by +0.0668 (+2.90%).

2021 Avg (December) 2.3678

2020 Avg (December) 2.3009

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3481	2.3068	2.3290
February	2.3204	2.2777	2.3069
March	2.2927	2.2424	2.2757
April	2.2880	2.2529	2.2798
May	2.3060	2.2652	2.2907
June	2.3096	2.2902	2.3000
July	2.3422	2.3015	2.3280
August	2.3604	2.3258	2.3455
September	2.3670	2.3274	2.3557
October	2.3768	2.3494	2.3603
November	2.3987	2.3667	2.3863
December	2.4038	2.3348	2.3678