2020 XAF to CDF Historical Review

YEARLY HIGH

3.6963 CDF

YEARLY LOW

2.7470 CDF

YEARLY AVERAGE

3.2272 CDF

2020 XAF to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XAF to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 3.6963. Conversely, the yearly low was recorded on December 6, dropping to 2.7470.

This high-to-low spread represents a total annual volatility of 0.9493 CDF. From a start-to-finish perspective, comparing the January average rate of 2.8550 to the December average rate of 3.6276, the exchange rate registered a net change of 27.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.6963 was up 27.45% compared to the 2019 peak of 2.9003, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 18,482 CDF

2019 Average 14,108 CDF

Yearly Trough Low 13,735 CDF

Transaction Impact: A difference of 4,746.45 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.7091

2.7320

JanuMarcMayJulySeptNove

XAF to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9303, compared to 3.5241 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5938 points.

H1 Avg (Jan–Jun) 2.9303

H2 Avg (Jul–Dec) 3.5241

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.9493 CDF (High: 3.6963 / Low: 2.7470). On the other end, January was the most stable month, with a tight range of 0.0569 CDF (High: 2.8890 / Low: 2.8321).

December Spread (Volatile) ±0.9493

January Spread (Stable) ±0.0569

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0415 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0415

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 3.6276) against the same month in 2019 (average: 2.8429), the exchange rate shifted by +0.7847 (+27.60%).

2020 Avg (December) 3.6276

2019 Avg (December) 2.8429

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8890	2.8321	2.8550
February	2.8524	2.7813	2.8135
March	2.9540	2.7725	2.8777
April	2.8852	2.8166	2.8467
May	3.0902	2.8644	2.9767
June	3.2966	3.0973	3.2124
July	3.5601	3.2760	3.3997
August	3.5774	3.4924	3.5411
September	3.5652	3.4871	3.5269
October	3.5473	3.2443	3.4984
November	3.5948	3.4831	3.5512
December	3.6963	2.7470	3.6276