YEARLY HIGH
3.7260 CDF
YEARLY LOW
3.4045 CDF
YEARLY AVERAGE
3.5912 CDF

2021 XAF to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XAF to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 3.7260. Conversely, the yearly low was recorded on December 7, dropping to 3.4045.

This high-to-low spread represents a total annual volatility of 0.3215 CDF. From a start-to-finish perspective, comparing the January average rate of 3.6606 to the December average rate of 3.4479, the exchange rate registered a net change of -5.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.7260 was up 0.80% compared to the 2020 peak of 3.6963, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 18,630 CDF
2020 Average 16,144 CDF
Yearly Trough Low 17,023 CDF
Transaction Impact: A difference of 1,607.26 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.7204
3.4232
JanuMarcMayJulySeptNove

XAF to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.6492, compared to 3.5332 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1160 points.

H1 Avg (Jan–Jun) 3.6492
H2 Avg (Jul–Dec) 3.5332

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.1355 CDF (High: 3.5538 / Low: 3.4183). On the other end, July was the most stable month, with a tight range of 0.0623 CDF (High: 3.6278 / Low: 3.5656).

November Spread (Volatile) ±0.1355
July Spread (Stable) ±0.0623

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0613 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0613

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 3.6956) against the same month in 2020 (average: 2.9767), the exchange rate shifted by +0.7189 (+24.15%).

2021 Avg (May) 3.6956
2020 Avg (May) 2.9767

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.7059 3.6265 3.6606
February 3.6782 3.6108 3.6515
March 3.6569 3.5545 3.6058
April 3.6855 3.5647 3.6282
May 3.7260 3.6518 3.6956
June 3.7130 3.5882 3.6532
July 3.6278 3.5656 3.5919
August 3.6083 3.5379 3.5677
September 3.5977 3.5168 3.5732
October 3.5680 3.4917 3.5329
November 3.5538 3.4183 3.4853
December 3.4722 3.4045 3.4479