2020 XAF to JMD Historical Review

YEARLY HIGH

0.2724 JMD

YEARLY LOW

0.2199 JMD

YEARLY AVERAGE

0.2473 JMD

2020 XAF to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XAF to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 0.2724. Conversely, the yearly low was recorded on March 19, dropping to 0.2199.

This high-to-low spread represents a total annual volatility of 0.0525 JMD. From a start-to-finish perspective, comparing the January average rate of 0.2278 to the December average rate of 0.2667, the exchange rate registered a net change of 17.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2724 was up 13.65% compared to the 2019 peak of 0.2396, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 1,362 JMD

2019 Average 1,140 JMD

Yearly Trough Low 1,100 JMD

Transaction Impact: A difference of 262.26 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2729

0.2237

JanuMarcMayJulySeptNove

XAF to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2331, compared to 0.2615 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0284 points.

H1 Avg (Jan–Jun) 0.2331

H2 Avg (Jul–Dec) 0.2615

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0279 JMD (High: 0.2661 / Low: 0.2382). On the other end, December was the most stable month, with a tight range of 0.0059 JMD (High: 0.2704 / Low: 0.2645).

July Spread (Volatile) ±0.0279

December Spread (Stable) ±0.0059

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0103 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0103

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.2688) against the same month in 2019 (average: 0.2292), the exchange rate shifted by +0.0396 (+17.30%).

2020 Avg (August) 0.2688

2019 Avg (August) 0.2292

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2360	0.2229	0.2278
February	0.2360	0.2286	0.2327
March	0.2342	0.2199	0.2283
April	0.2363	0.2210	0.2279
May	0.2454	0.2351	0.2404
June	0.2467	0.2383	0.2415
July	0.2661	0.2382	0.2502
August	0.2724	0.2643	0.2688
September	0.2694	0.2510	0.2585
October	0.2639	0.2528	0.2592
November	0.2675	0.2575	0.2654
December	0.2704	0.2645	0.2667