YEARLY HIGH
0.2906 JMD
YEARLY LOW
0.2436 JMD
YEARLY AVERAGE
0.2742 JMD

2025 XAF to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XAF to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 0.2906. Conversely, the yearly low was recorded on January 2, dropping to 0.2436.

This high-to-low spread represents a total annual volatility of 0.0470 JMD. From a start-to-finish perspective, comparing the January average rate of 0.2477 to the December average rate of 0.2857, the exchange rate registered a net change of 15.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.2906 was up 7.89% compared to the 2024 peak of 0.2693, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 1,453 JMD
2024 Average 1,290 JMD
Yearly Trough Low 1,218 JMD
Transaction Impact: A difference of 234.78 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.2903
0.2438
JanuMarcMayJulySeptNove

XAF to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2636, compared to 0.2848 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0212 points.

H1 Avg (Jan–Jun) 0.2636
H2 Avg (Jul–Dec) 0.2848

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0183 JMD (High: 0.2775 / Low: 0.2592). On the other end, November was the most stable month, with a tight range of 0.0034 JMD (High: 0.2845 / Low: 0.2811).

April Spread (Volatile) ±0.0183
November Spread (Stable) ±0.0034

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0021 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 0.2865) against the same month in 2024 (average: 0.2660), the exchange rate shifted by +0.0204 (+7.68%).

2025 Avg (September) 0.2865
2024 Avg (September) 0.2660

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2520 0.2436 0.2477
February 0.2531 0.2459 0.2505
March 0.2615 0.2493 0.2584
April 0.2775 0.2592 0.2708
May 0.2764 0.2683 0.2734
June 0.2884 0.2759 0.2809
July 0.2891 0.2785 0.2849
August 0.2864 0.2790 0.2842
September 0.2906 0.2837 0.2865
October 0.2876 0.2821 0.2849
November 0.2845 0.2811 0.2828
December 0.2875 0.2839 0.2857