2020 XAF to PKR Historical Review

YEARLY HIGH

0.3061 PKR

YEARLY LOW

0.2538 PKR

YEARLY AVERAGE

0.2818 PKR

2020 XAF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XAF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 0.3061. Conversely, the yearly low was recorded on February 20, dropping to 0.2538.

This high-to-low spread represents a total annual volatility of 0.0523 PKR. From a start-to-finish perspective, comparing the January average rate of 0.2619 to the December average rate of 0.2974, the exchange rate registered a net change of 13.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3061 was up 7.94% compared to the 2019 peak of 0.2836, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 1,531 PKR

2019 Average 1,282 PKR

Yearly Trough Low 1,269 PKR

Transaction Impact: A difference of 261.67 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3078

0.2523

JanuMarcMayJulySeptNove

XAF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2684, compared to 0.2952 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0268 points.

H1 Avg (Jan–Jun) 0.2684

H2 Avg (Jul–Dec) 0.2952

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0214 PKR (High: 0.2796 / Low: 0.2582). On the other end, August was the most stable month, with a tight range of 0.0067 PKR (High: 0.3061 / Low: 0.2995).

March Spread (Volatile) ±0.0214

August Spread (Stable) ±0.0067

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0062 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0062

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.3032) against the same month in 2019 (average: 0.2705), the exchange rate shifted by +0.0326 (+12.06%).

2020 Avg (August) 0.3032

2019 Avg (August) 0.2705

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2662	0.2593	0.2619
February	0.2612	0.2538	0.2569
March	0.2796	0.2582	0.2673
April	0.2792	0.2627	0.2727
May	0.2759	0.2620	0.2672
June	0.2883	0.2765	0.2841
July	0.3025	0.2862	0.2921
August	0.3061	0.2995	0.3032
September	0.3006	0.2937	0.2983
October	0.2959	0.2856	0.2921
November	0.2909	0.2842	0.2878
December	0.3009	0.2937	0.2974